GreenSky Credit Offers Fast Financing for Homeowners and Businesses

GreenSky Credit gives fast financing solutions specifically designed for homeowners looking to make capital improvements or major renovations to their homes. Mostly targeted for renovation contractors, these loans are also available for health care, retail and e-commerce businesses. GreenSky prides itself on its fast loan approval process, all of which can be done online or through a mobile app. In fact, contractors can take homeowners through the process themselves. All that is needed is a mobile app as well as a bit of key information, such as a social security number and driver’s license number. Around 95 percent of applicants receive an answer within five minutes. This allows them to move forward quickly.

The CEO of GreenSky Credit is David Zalik, the company founder back in 2006. This 44-year-old mastermind of loans has had both downfalls as well as major growth over his life. Instead of going to high school, at the age of 13, he opted to go to Auburn University. He had already passed the ACT and felt bored by his upcoming high school classes. Instead of finishing college, he again chose to opt out but this time started his first business. He had already had success in college in learning how to provide individuals with a necessary product while making profits.

However, a couple of his first business ideas went bust. Not to be deterred, Zalik started GreenSky Credit in 2006. By marketing his idea to a new business group that had previously been unreached, he quickly discovered great success. Suddenly, home renovation contractors could have a quality loan that did not require a great deal of paperwork or time to present to clients.

David Zalik continues to capitalize on this idea, outsourcing his loans to large banking institutions, such as Fifth Third. This frees his company up to work with the customers and to collect the loan money without having to be the one to process and maintain the loans fully. GreenSky Credit is poised to continue growing and is currently the third largest fintech company.
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The Accomplishments of Sahm Adrangi at Kerrisdale Capital Management LLC

Sahm Adrangi is the founder of a company, Kerrisdale Capital Management LLC as well as its Chief Investment Officer. He graduated from the University of Yale with a Bachelors Degree of Arts in Economics. Adrangi began his financial career at Deutsche Bank. Adrangi also worked at Chanin Capital Partners. Since Kerrisdale was founded in 2001, Sahm has been actively involved in all the aspects of its development. When Sahm launched the firm, it was under $1 million, and after about eight years, he boosted its capital to $ 150 million. Sahm Adrangi is renowned for publishing and short selling research. Adrangi the view of his firm on stocks including overhyped shorts and under-followed longs that are misunderstood much by the market. Kerrisdale’s study sought to correct misconceptions that are broadly held about the companies’ essential business prospects. Kerrisdale shares its research findings on Twitter, website and third-party investing-related sites.

Sahm Adrangi made himself a name in 2010 and 2011 by shorting and exposing Chinese companies involved in fraud, for example, China-Biotics, Lihua International, China Education Alliance and others. Even though Kerrisdale shares research with a wide range of companies and industries, Adrangi has recently focused its efforts on other many specific sectors in which Kerrisdale has developed expertise. One of the key areas has been biotechnology with Kerrisdale publishing research on the development stage companies which include Zafgen, Sage Therapeutics, Nordic and numerous others. Another industry of focus is mining with Adrangi questioning the prospects of mining and market valuations of Northern Dynasty Minerals, First Majestic Silver, and others. Besides, telecommunication sector reports have been published by Kerrisdale, sharing views on Globalstar, Straight Path Communication, Dish Network and Vista Inc. Sahm Adrangi exposed Globalstar’s weaknesses in its proposed TLPS in a webcast and lived presentation in 2014. Apart from publishing research, Sahm Adrangi has taken the role of an activist in several investments. In 2013, Adrangi collaborated with Lindsay Corporation management in 2013 to optimize the company’s capital allocations policies and cash deployment.

Adrangi has been a guest speaker at many conferences including the Activist Investor Conference, the Sohn Conference, and Debt Investing Conference. Adrangi has featured in publications such as the New York Times and the Wall Street Journal.